• Past two (2)years W-2 statements
  
• Pay Stubs covering the last (30) thirty days
  
• Most recent three months banks statements
  
• Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
  
• Photocopies of any Stocks or Certificates of Deposit
  
• Copy of the Purchase and Sale Agreement
  
• If you are currently renting….either 12 months canceled rent checks or
  the name and address of your current landlord
  
• If divorced… a fully executed divorce decree
  
• For a refinance, a copy of the deed, and most recent tax bill
  A letter of explanation for any known credit problems

For Self Employed borrowers, Employed in sales, Paid by commission, or Owns Rental Real Estate:

• Two (2)Years signed personal tax returns- including all schedules
  
• If self-employed through a corporation, last two years corporate returns,
  as well as a year-to-date profit and loss statement and balance sheet